DIRS.INFO The most relevant business & tech news

While there's no universal minimum credit score to rent an apartment, landlords generally prefer applicants with a good credit score, which is at least 670. While your credit score will suffice for some landlords, under the Fair Credit Reporting Act, landlords are also allowed to view your credit reports. The average credit score of a Gen Z consumer is 680 compared to the average baby boomer's credit score of 745. Though these services won't directly help you build credit, keeping track of your credit score is a crucial part of the credit building process. Apartment credit score requirements frequently asked questionsCan you rent an apartment if you do not have credit?

Persons: —, TransUnion, Kendall Meade, Jay Zigmont, Will, Jamela Adam, Read Organizations: Fair, Childfree, Forbes, . News, Mint Intuit Locations: AnnualCreditReport.com, SoFi, Chevron

A credit score under these thresholds is also called a sub-prime credit score, which means that creditors might think twice when reviewing your application for a credit line. However, a combination of serious negative marks on your credit score may seriously hurt your credit score, putting you on the lower end of the score range. While one credit check on your credit report may dent your credit score by a few points, several of these in a short period of time will significantly hurt your credit score. While one credit check on your credit report may dent your credit score by a few points, several of these in a short period of time will significantly hurt your credit score. Lowest credit score frequently asked questionsWhat is the lowest credit score to buy a house?

Persons: VantageScore, aren't, you'll, Enoch Omololu, Erik Beguin, Kendall Meade Organizations: Self, New Canadians, Austin Capital Bank Locations: annualcreditreport.com, Chevron

☆ 3 steps for combining finances with your partner: 'It can be scary, but there are things you should know'
▼ + stars: | 2023-08-14 | by ( Ryan Ermey | ) www.cnbc.com time to read: +3 min

Maybe, but it also means you're entering a level in your relationship where you're at least partially combining finances with your partner. Level 1: Get to know your partner's money habitsYou don't need to ask a prospective partner to furnish their credit report on the first date. But as things are warming up, it's important to begin learning about the other person's financial picture, Meade says. "It can be scary, but there are some things you should probably know." "If you know you have the core covered and you have X amount to spend that month, it can really help."

Persons: Zers, Kendall Meade, it's, you've, Meade, Frank Summers Organizations: Psychology, Cetera Advisors

☆ 40% of millennials and Gen Zers think marriage is outdated—but 'it's important to be realistic' about the financial benefits, says CFP
▼ + stars: | 2023-08-11 | by ( Ryan Ermey | ) www.cnbc.com time to read: +7 min

After all, 85% of respondents in the same survey say you don't need marriage to have a fulfilled and committed relationship. "Marriage brings about 1,200 rules, tweaks and changes to how people are treated compared to unmarried people," he says. Getting married comes with tax benefits that unmarried couples don't enjoy. In the case of death or incapacitation, unmarried couples (especially those in the LGBTQ community) could have the legitimacy of their relationship questioned by family members. CHECK OUT: The ‘most successful’ relationships follow these 8 rules, say psychology experts who studied couples for 50 years

Persons: Frank Summers, Gen Zers, Summers, you'll, Couples, Kendall Meade, haven't, you've, you'd, Warren Buffett Organizations: Cetera Advisors, Psychology, SoFi, Social Security

Our experts answer readers' personal loan questions and write unbiased product reviews (here's how we assess personal loans). Payday loans and title loans come with high interest rates that trap many people in a cycle of debt. Low interest personal loans. These loans are helpful for home repairs or remodeling where you may need to borrow money as needed. These loans are helpful for home repairs or remodeling where you may need to borrow money as needed.

☆ How to Fill Out a Form 1040
▼ + stars: | 2023-03-20 | by ( ) www.wsj.com time to read: +15 min

Form 1040 contains every figure the IRS needs to calculate your tax bill or refund. The form is identical to Form 1040, but with larger text that makes the form easier to read.) Filing status and personal informationAt the top of Form 1040, you’ll indicate your filing status and provide your basic personal information. If you make estimated tax payments throughout the year, you might want some of your overpayment applied to your estimated tax payments for the following year. Signatures on Form 8879 can be electronic or physical, and once the form is signed you can submit your return for e-filing.

Then, pick a high-yield savings account, and consider a CD ladder for cash you can store safely away. "This can help you ‌get through tough times without having to rack up high interest rate debt," she says. Choose an account that pays moreIf you're the most comfortable keeping your cash liquid, certified financial planner Charles Thoman III says that's fine, but consider a savings account that's offering a high interest rate. "Find one that has a high interest rate, FDIC insurance, and low or no fees." However, she does recommend always shopping carefully and reading the fine print to understand terms, penalties, and FDIC coverage of a CD you're considering buying.

Search resuls for: "Kendall Meade"

7 mentions found